Agentic automation for lending , from application to funding.
Linktera Robotics deploys UiPath AI agents, robots and your people as one orchestrated team. Loan setup, underwriting support and QA/QC run faster, and every decision leaves an audit trail.
Loan file #48213, orchestrated by UiPath Maestro
Outcomes reported by UiPath for its loan origination solution. Results vary by institution and scope.
Lending still runs on re-keying, paper and sampling.
Borrowers expect fast decisions, but most loan files still move between systems by hand. Traditional RPA helped with keystrokes. It couldn't read a messy bank statement, weigh an exception, or know when to ask an underwriter.
Document overload
Pay stubs, tax returns, appraisals and bank statements arrive in every format and get keyed in by hand.
Swivel-chair between systems
Processors copy data across the LOS, core banking, credit bureaus and imaging, one screen at a time.
QA by sampling
Monthly spot checks miss defects that surface later as loan repurchases, investor findings or audit issues.
Slow cycle times
Every manual hand-off adds days to time-to-close and lowers pull-through.
One orchestrated loan lifecycle
UiPath Maestro coordinates every step. Agents handle the judgment-heavy work, robots handle system work, and your team decides the exceptions.
Intake & loan setup
Applications are captured from every channel. Files are checked for completeness, and missing items are requested from the borrower automatically.
Document understanding
Income, asset, identity and collateral documents are classified and extracted, then cross-checked against the application and system of record.
Underwriting support
DTI and LTV are calculated, files are tested against your credit policy, and a risk summary is prepared so underwriters only decide.
Processing & conditions
LOS fields are updated, conditions are tracked and cleared, and conditional approval notices go out without manual chasing.
Pre-close QA/QC
Every loan is checked against every rule before closing. Issues route to the right person with the evidence attached.
Post-close audit
Continuous audit reports replace monthly sampling. Every action by an agent, robot or person is logged for regulators.
The capabilities behind it
We design, build and run your lending agents on UiPath's enterprise platform, with governance built in from the start.
Agentic orchestration
UiPath MaestroMaestro models and runs long-running loan processes end to end across agents, robots, people and systems, with live visibility into every file.
AI agents for lending
UiPath Agent BuilderPurpose-built agents handle document review, policy checks, risk summaries and QA. They are configured to your credit policy and tuned with your data.
Intelligent document processing
Document Understanding · IXPReads structured, semi-structured and unstructured loan documents, including scans and handwriting, and scores its confidence in every field.
Enterprise robots
UiPath RPARobots work reliably inside your LOS, core banking and imaging systems, including legacy screens with no API.
Human in the loop
Action Center · escalationsAgents escalate exceptions to underwriters and QC analysts with full context, and every human decision feeds back into the process.
Governance & trust
AI Trust Layer · audit trailGuardrails, data controls, role-based access and a full audit trail of every agent action keep you ready for regulators and internal audit.
Every loan type. Your existing stack.
No rip-and-replace. Agents and robots work on top of the loan origination, core banking and document systems you already run.
Works with your lending platforms
We connect to common LOS and banking systems with pre-built connectors, and use UI automation for anything without an API.
An award-winning automation partner that knows banking
Linktera Robotics is the 2026 UiPath Automation for Good Partner of the Year and a UiPath Agentic Automation Fast Track Partner. We combine deep platform expertise with financial-services delivery experience, and through Linktera Labs we build ready-to-use products for the financial industry.
UiPath Partner Award 2026
From discovery to scale in three steps
Lending discovery session
We map your origination and QA/QC flow with process mining and stakeholder interviews, then rank agentic use cases by value and feasibility.
Pilot on real loan files
We deploy a scoped agentic workflow, such as loan setup or pre-close QA, on your systems and measure cycle time, accuracy and capacity.
Roll out across products
We extend to more loan types and lifecycle stages, with a governance model and managed-service support from our Center of Excellence (CoE) team.
Common questions
How is agentic automation different from RPA?
RPA follows fixed rules and repeats the same steps. AI agents can read unstructured documents, reason over policy, and decide what to do next or when to escalate. In lending, agents handle the judgment and robots execute inside your systems, all coordinated by UiPath Maestro.
Do AI agents make credit decisions?
Only as far as you allow. Agents work within the guardrails you define. Typically, they prepare, validate and summarize files, while credit decisions and exceptions stay with your underwriters. Every action is logged.
Do we need to replace our loan origination system?
No. The solution sits on top of your existing LOS, core banking and document systems through APIs, connectors and UI automation.
How do you handle data security and compliance?
UiPath's AI Trust Layer provides data controls, model governance and auditability. We design every deployment around your security policies, data residency needs and regulatory obligations.
How quickly can we see results?
A focused pilot, such as loan setup or pre-close QA/QC, can usually show measurable results within weeks, depending on its scope and on system access.
Close loans faster, with every file checked.
Book a lending discovery session. We will map your process and show you where AI agents can make the biggest difference.